The more change, the bigger the

opportunity. The faster the change

happens, the bigger the opportunity. We

had never seen more change hit us so

quickly in my lifetime than during that

year of COVID. So, that was the year for

what I do. I'll say this for now, AI is

a near equivalent to that. It's going to

take a little bit longer. It's not going

to happen as quickly as COVID hit us and

changed our lives, but I do believe that

artificial intelligence will be not only

as big of a change as COVID, but a

durable one. One that's going to be

around forever, right? This is why I'm

telling people like this is the time to

be an observational investor. Like this

is it. You're not too late. If you're

breathing right now and you're not

trying to figure out how to become part

of the investor class and how to become

like make money from what's about to

happen, then I don't even dude, you're

you're literally missing out on the

biggest opportunity that we have ever

had as just regular people to

participate in capital markets. Because

everything's going to change the next 10

years. It's all going to change. There's

going to be winners and losers. Massive

winners, massive losers. And you just

got to figure out the puzzle. Who's

going to win, who's going to lose.