Hello personal finance students.

Welcome. Uh today we're going to do an

activity called your money values. So

we're just going to look at kind of what

you think about money basically to start

off the course. Um in a face toface

class what we would do is um we'd read

the statement. we decide if we wanted to

strongly agree, agree, disagree, or

strongly disagree and then like move to

one of the areas of the classroom that

corresponds with that. Obviously, that

doesn't really work online. So, we're

just going to go through it and you kind

of think about if you agree, disagree,

um strongly agree or strongly disagree.

And then there's a short um reflection

afterwards just asking you kind of what

your thought process is, what made you,

you know, decide if you agreed, if you

didn't agree, you know, what influences

you in your life on these decisions and

thoughts and that sort of stuff. But so

first, money can buy happiness, right?

So thinking through do you think that

money can buy happiness? You know, do

you agree with that? Do you disagree

with that? Do you strongly agree or

strongly disagree on that? Um, just

think about what what you what you think

and if you want to pause it and think

some more, that is perfectly fine. Um,

and just kind of come up with your

ideas. There's no right or wrong answer.

Um, it can be whatever you want. We're

just trying to make you start to think

about how you see money. All right.

Secondly, right now, I don't really need

to worry about money, right? Do you

agree with that? Do you disagree? Um,

you know, whatever whatever works for

you is the right answer. You're just

going to think about it.

I dislike talking about money, right? I

don't like to talk to my friends with

money. I don't talk I don't like to talk

to my family about money. You know,

those sorts of things. It just it's not

something I'm comfortable with or like

to do.

Uh anyone become a millionaire if they

work hard, right? Do you agree or

disagree? Strongly agree. Strongly

disagree um with that statement that

anyone can be a millionaire if they work

hard. Again, no right wrong, no right

answer, no wrong answer. It's just your

opinion of what you think and how you

see money.

I feel loved when people buy me things,

right? Again, is this how you feel? Do

you agree with that? Do you disagree

with that? Um, you know, is important to

you, not important, you know, type

thing. Uh, strongly agree, strongly

disagree. Again, no right answer. Just

whatever you whatever you feel.

Social media negatively impacts my

financial decisions.

So, what do you think? Social media

negatively impacts my financial

decisions. Strongly agree. Agree.

Disagree. Strongly disagree.

I will do anything to help my family

even if it meant taking on more

financial stress for myself. Right? Do

you agree with that? that you would take

on more financial stress for your

family. Strongly agree. Strongly

disagree. Disagree. Right. How do you

how do you see that? Again, no right or

wrong answer. That's just how do you how

do you feel about it?

If I need to borrow $250, it's better to

do so from a friend or family than a

bank or using a credit card.

Okay. Again, no right or wrong answer,

right? You can borrow money from a

credit card. You can borrow it from a

bank. You can borrow it from a friend or

family. This is just asking in your

opinion if for your life right now, is

it better to do so from a friend or

family member to borrow the $250

or a bank or a credit card? So, if you'd

rather borrow from a friend or family,

strongly agree, agree, disagree, or

strongly disagree.

Sometimes I buy things just to impress

other people. Right. Does that Does that

sound like you? Maybe a lot. Maybe a

little. Right. Strongly agree. Agree.

Disagree. Strongly disagree.

My cultural background impacts how I

make financial decisions.

What do you think? Agree, disagree,

strongly agree or disagree?

With enough money, you can do whatever

you want. Right? Right? How true of a

statement is that to you? Right? There's

no right or wrong answer. With enough

money, you can do whatever you want. Do

you strongly agree with that statement,

strongly disagree with that statement,

you know, or, you know, just agree or

disagree with it?

I'd rather save money than spend it.

Okay, this is just talking about you,

what you think. Strongly agree. Strongly

disagree. Agree. Disagree. Right. All

right. Would you rather save money than

spend it?

Okay. And that's the last one. Okay.

When we get to the reflection, it's just

going to ask you a couple things. You're

going to answer in like one or two quick

question quick sentences. Um it's going

to kind of ask what the factors were

that you that affected your answers,

right? So, what do you think about,

right? Um you know, is it your family,

your experiences, things you've learned

in school, you know, other things? what

kind of makes you think this way? Um,

you know, where have you learned about

money, right? Who's taught you about

money in your life? Um, were any of

these questions really hard for you?

Like, which ones did you have to think

about the most and why? Um, and then

lastly, you know, what's one thing that

you'll remember or take away from this

lesson is kind of all that there is for

that um reflection, but it's it's in

Canvas. You should be able to see it and

we should be all set to go. So hopefully

you enjoyed this activity a little bit.

You enjoyed the first day. Um and we'll

see you again tomorrow. Talk to you

later.