Palanteer is essentially a 50% discount

from its highs of over $200 per share.

And since it's been at that price, it

has only been one way down. And in this

video, I want to talk about the mistakes

that you might be making with your

holdings. Because if you have Palunteer,

if you have SoFi, if you have Nvidia,

maybe you have Microsoft as well, which

is a very popular stock, you might be

making this crucial mistake in the

market, which essentially is overlooking

some of the discounts that we get. So, I

want to go over which I think is the

best opportunity because for one of

these, I'm opening up my wallet. And I

am getting so excited. Basically, dollar

cost average and purchase a lot more of

these stocks because they are looking

very cheap to me. By the way, guys,

before I open up the chart and look at

SoFi, my name is Henry. I worked at

Goldman Sachs and I've been trading for

over 10 years. My goal here is to teach

and educate others. I'm not a financial

adviser. I'm just here sharing my

knowledge. So, let's jump into SoFi.

SoFi is under $18 per share. This

company has been on a 40% drop from its

top. My personal average cost on SoFi is

$21 per share over the last 1 month.

Basically, nothing has happened. Very,

very slow on SoFi. And there's a lot of

frustration here in the market. However,

I want to point out the facts on what's

actually happening with SoFi because if

you look at, you know, their net income,

it's $167 million, up 134%

yearover-year, and they're up to 14.7

million members. So, that's a 35%

year-over-year increase. Now, in terms

of products, they have 22.2 million

products, which was a 39% year-over-year

increase. So, guys, tell me this. Is a

struggling stock the same as a

struggling business? Because in SoFi's

case, with so much members growth as

well as product growth, okay, it's not

just acquiring members, it's not like a

scammy company that's just acquiring

members and not doing anything with

them. They're acquiring members and

those members are willingfully by their

own choice adopting more products. Okay?

versus a 35% year-over-year growth in

members. So that means there's a higher

product adoption even then members

growth which they're already extremely

talented at gaining new members. So for

me it looks like the quality of the

business is intact. And what's actually

happening here is the struggling stock

price does not really reflect reality.

It doesn't reflect what's actually

happening in the business itself. So

when I kind of look at the pain people

are experiencing, I remind myself, no

pain, no gain, guys. That's what it's

all about right here. because you guys

forget how fast stocks go up. You guys

forget that, you know, these tough

periods is exactly what makes better

investors. If I look at the six-month

chart here, this has been a very

difficult period. And to be honest, I

don't think it's really justified. So,

when I look at a stock that has been

kind of, you know, flailing and not

doing too much, you know, it's kind of

like that dead fish in a way, just going

sideways. That's not really even a bad

thing because you can still make money

in two different ways or actually three

different ways, I guess. So, two

different ways. The first one is LEAPS.

Or you can just use my deep strategy and

get into the stock and just hold for the

longer term, right? Because a LEAP

option is a one-year option. You you buy

the LEAP option and you hold because if

I look at the stock's price right now, I

find it very attractive. I think SoFi is

probably like a 25 to $27 stock in 2027.

That's the next 12-month road map that I

see. I think that's not going to happen

in one day. It's going to be they're

very very slow and then all of a sudden

they end up shooting up. Now that

catalyst could either be earnings, could

either be momentum or investor

psychology. So there's a number of

reasons why stocks shoot up like Micron

Technology right now is up a lot. And

yes, the valuation looks very attractive

in relation to Nvidia, but also it's

because there's so much support from

community. If you look at Reddit, if you

look at YouTube, everyone is talking

about the stock. Right now, SoFi is a

little bit out of favor, but I don't

think that's like a permanent thing.

It's not going to be out of favor once

they continue to make more money because

as they make more money, right, as

revenue increases, as product adoption

increases, as members increase, then the

business is going to generate more money

and it's eventually going to

fundamentally be too cheap just because

it's out of favor right now and

investors are, you know, basically like

searching for the next opportunity.

They're like, well, where can I make

money with this with this AI stock?

Where can I make money with this fast

growth stock? Right? Well, the reality

is at the end of the day, a company is

still based off of what it's making in

terms of revenue, the cash that it has

on its balance sheet, and the future

prospects of the business. For me, SoFi

has good prospects. So, I am very

excited to basically be purchasing

shares. So, the first way to make money

is basically leaps in my deep strategy

and just essentially sit there and wait

six plus months. I get that might seem

like a lot of time, but it's really not.

I mean, waiting 6 months to build

wealth, I mean, that's building wealth.

I'm sorry it doesn't happen faster. Like

I wish building muscle happened faster.

I wish everything was much faster. The

restaurant would bring me my food in

like you know 30 seconds. But that's

just not how reality works, right? The

second way to make money is covered

calls. So you see when a stock is just

going sideways like SoFi, you can see

like it has literally not done anything.

Like we're July 1st right now. It's at

$18 per share and in March it was $18

per share. Well look because SoFi is a

higher implied volatility stock. This

company has premiums. So, if you go in

with a covered call and you sell call

options and the stock goes sideways,

then you're just generating premium,

right? Generating premium on a weekly

basis or on a monthly basis is very

attractive on SoFi. Now, look, I get it

because if your average cost like mine

is $20 plus, you might not want to sell

a covered call that's below your average

cost. However, I would encourage you to

at least use my strategy, which is

partial. However, I want to bring up the

strategy that I learned at Goldman

Sachs. The strategy at Goldman Sachs

that they used for CEOs who had massive

positions, right? A lot of Goldman Sachs

clients or, you know, the big CEOs that

have, you know, massive wealth, but the

thing is their wealth is actually

concentrated in a single stock. So, if

you have some of your wealth

concentrated in a single stock, here's a

very valuable lesson that you can learn.

You don't have to sell covered calls on

your entire position. You don't have to

do that. you know, when I look at a

holistic approach to generating premiums

uh via selling call options or selling

put options with my students and I'm

looking at an individual portfolio and

someone might have a larger position

whether it's SoFi or Palunteer or Nvidia

or Microsoft or or any any stock, right?

I actually always analyze the average

cost and I analyze kind of that person's

mindset if they would be comfortable

getting rid of the stock or if they want

more upside and they would be upset or

aka they would feel FOMO if the stock

ended up skyrocketing which oftent times

happens right when you look at a high

quality company that's beaten down it's

going to eventually come up. So when I

kind of figure out that you know overall

picture then I might only sell 25%

covered calls. I might sell half the

position on covered calls. I might take

that type of approach. So keep in mind

if you are looking to sell covered calls

on SoFi, you don't have to do 100%. For

me, I am selling 100% covered calls, but

I'm picking the right strike price and

I'm but I'm essentially analyzing where

I'm comfortable. Okay, that's the long

story short. And the third way to make

money is really just I guess get out of

SoFi, kind of give up on the stock and

go chase some rabbits, chase some nice

white rabbits and look for, you know,

other opportunities. I guess that's

another way you can go about it as well.

So anyways, that's my opinion on SoFi.

Let's get into the next stock, which is

Palanteer. Palanteer has honestly like

fallen so much from these highs right

here where it was over $200 per share.

It didn't really have a straight line

down. There was a pretty big and violent

sell-off and then, you know, several

bounces here. And right now, Palanteer

has essentially bounced all the way down

to, you know, almost $100 per share,

which would be about 50% discount from

where it was trading at its peak. Now a

Palanteer, the most attractive part of

the business is just their relationships

with the government, their consistent

revenue as well as their 40 plus%

operating margin. I guess another thing

that's attractive is they virtually have

no debts and they have five plus billion

dollars of cash. So when I look at

Palanteer, I actually see a really huge

opportunity here. I think investors

could see the stock move back to, you

know, basically the moving average right

now is at 135. So I don't think it's

unreasonable to look at balance here

being at 135 a lot faster than many

investors think because again violent

moves are very common within this

market. We're essentially in a momentum

market where stocks can come crashing

down because they become unfavorable and

investors start running for the hills

and but then when the dog comes around

and you know trying to get all those

sheep into you know their pen or

whatever then all those sheep just run

in the other direction at just as fast

as they went down. So as fast as they

went left that's as fast as they go

right as well. And that's the same thing

in the stock market. It's not really

based off of fundamentals right now.

It's based off of violent technical

swings. So, when I'm looking at an

opportunity, I don't want you guys to

like ignore a stock that's coming down.

I think that's a huge mistake. So many

investors right now, they see a stock

coming down and they kind of give up.

They mentally even check out. I have a

lot of people that mentally um, you

know, are telling me it's really tough

to hold right now. But I remind them

like nothing is really that easy in

life, right? If you want to build real

wealth, it's not going to be easy.

you're going to have to sometimes go

against the grain, especially when you

know something is going down like a

Palanteer or SoFi or you know any of

these other stocks that are still good

quality businesses but they're down and

doesn't make sense to you. That's good.

It's not supposed to make sense. The

market is supposed to be tricky. So by

doing the difficult things in the

market, you get different results. So if

you want different results, you have to

do different things than everyone else,

right? Sometimes it's okay to just kind

of be in a momentum play. And I have

several of those types of positions in

my portfolio in my Discord community.

I'm always kind of doing two things. is

I'm either going with the momentum and

trying to squeeze out profits and not

take profits too early because that's

another huge mistake that you know even

I still make is is I get into a momentum

driven name and then I don't ride the

profit enough because some of these

stocks you go up 50 plus% in a given

year and if you sell too early only make

20% you're leaving a lot of money on the

table. So, it's a difficult market to

trade, but there's also a ton of

opportunity. If you don't sell too

early, if you get into high quality

companies at lower prices, I see a ton

of opportunity, honestly. Like,

Palanteer, it's looking really great to

me. Let's go into the next stock, which

is Nvidia. Nvidia is trading for

basically $200 per share flat, and it

just seems like the stock was just under

200 and then investors were like, "Nah,

no, no, no. This is this is way too

cheap. I want me some Nvidia." And look

at the market cap. I mean, it's under $5

trillion. And honestly speaking, like

Nvidia is most likely going to be 10

trillion at some point, right? Like mark

my words, it's not really of if it's

going to be 10 trillion. It's just

really when will Nvidia be 10 trillion.

And that could potentially happen before

2028. So the PE ratio is 30. And if you

look at the Ford P ratio, it's probably

right around where the S&P 500 is right

now. So the Ford P ratio is basically

meaning that in one year from now, how

much money will this company make? And

given the same price, right, given that

it's $200 per share, given that same

price, what will be the new PE ratio?

That PE ratio is basically where the S&P

500 is at, which doesn't really make

sense to me because Nvidia is

essentially S&P 1. Okay? So the S&P 500,

it's S&P 1. It's the biggest company in

the entire S&P 500. And actually, if you

look historically, I'm not saying

historical returns will kind of predict

future returns cuz that's not the case,

of course. But historically, if you had

invested in the S&P 1, you would have

outperformed the S&P 500 in a majority

of cases. So when I look at the biggest

companies, they do tend to rise because

they risen to become the S&P 1. And

often times they become more and more

valuable. Obviously, that changes

throughout history. Apple was like the

biggest company in the world. And you

know, it's still growing. It still grew

a lot from becoming number one to where

it is now. I don't know the math on

that, but obviously when it became the

biggest company in the world and where

it is today is probably like a trillion

or over a trillion dollar difference in

terms of market cap. So when I look at

Nvidia and I just kind of logically sit

down, I'm like, what's likely to happen

here? Not in the next day because I'm

not a genie. I'm not a financial

adviser. I can't predict the next day or

the next two days, right? But when I'm

like, what's going to happen with Nvidia

for the next 6 months, the next, you

know, 18 months, I see really good

things. I think Nvidia is going to be

like a $300 stock. So, I actually really

like this as an opportunity. I think a

lot of investors are kind of nervous in

this market and I don't blame you

because it's it's hard to see your

hard-earned money fluctuate. It's very

difficult and that's another thing that

I work on with my Discord students. It's

not often times like, hey, what's the

best stock to buy? You know, sometimes

that can be fairly obvious. There's a

lot of good quality companies right now,

you know, Nvidia or Microsoft and

there's other, you know, Mac 7 stocks

that are very, you know, strong

long-term, but oftent times what I'm

working on with students and I'm really

mentoring them on is the mindset. How do

we hold through some of the difficult

times? How do we, you know, generate

premiums and what strike prices do we

pick and what expirations do we go for

while we're waiting for some of these

stocks to recover? Or, hey, these stocks

have gone up past my strike price. What

do I do now? You know, Henry, how do I

roll this position? Those are the type

of opportunities that I'm really looking

at with my students. And that's because

some of that stuff is very much

psychological. A lot of you guys that

are trading by yourselves, sometimes you

have good periods, you also have bad

periods. And honestly, I think trading

by yourself can be very difficult. Like

me personally, when I go to the gym, I

do not work out by myself. I have a

coach in my trading. I still have a

mentor in my personal life. I have

mentors. Like it's very important like

Kobe Kobe Bryant had mentors. Jookovic

has mentors. Federer, you know, every

athlete, every, you know, skill that you

have, trading included, you should have

a mentor. So, I really encourage you to

either find the mentor. It does not have

to be me. If you like someone else's

personality more, you know, fine. If you

want to work with me, obviously, I think

that's even better. I worked at Goldman

Sachs. I have tons of experience. I've

grown my portfolio from a very small

amount from when I was, you know, just

18 years old to now in my 30s. I've done

this for over a decade and I've been

through some really tough times. And

I've also worked with a lot of people.

Some folks that I've worked with are,

you know, out of work. They're

unemployed and they were they're smart.

They're smart people, right? But they

lost their job to AI. They're, you know,

engineers that no longer have a job.

They need to create income and they're

kind of in a more desperate situation

where they need to take care of their

families. I've been I've been with those

people. I've been with, you know, single

moms that don't have a high income. I've

been with business owners who have a

high income but are super busy. So, I've

seen a lot of different situations. I

think that's what makes me a really

great coach. Um, over the past six

years, I've helped people in every

situation from small portfolios to

medium portfolios to, you know, even

those bigger portfolios that are very

aggressive or those bigger portfolios

that are close to retirement. So, I look

at the stock market right now and some

of these stocks that I'm bringing up

here are very high quality

opportunities, but I also have many

other opportunities that, you know, I'd

love to share with you. I know I'm

yapping here, but I just think it's so

important to have mentorship and

coaching and someone that can help you

along your journey. So, yeah, the least

that I suggest is at least just schedule

a call in my description. Just kind of

figure out what I have to offer because

there's so much that I can do for you.

you probably don't even know about it

because there's so much I can do for

you. You probably can't even imagine

honestly. So anyways, uh Nvidia, high

quality company, $200 per share, I think

I think looking really good. Honestly, I

think looking really good. The next

stock is Microsoft. So Microsoft is

under $3 trillion, but it was not that

long ago that it was over $3 trillion.

I'm not mega bullish on Microsoft, but I

do think that they have a huge

competitive advantage because

essentially everyone uses Microsoft.

There's millions of companies in the

world that run on Windows, Microsoft

365, and also built into that is

Microsoft's Azure. It's integrated into

the existing infrastructure. So, they

just have this really awesome ecosystem.

And as they continue to build out AI, I

think they're going to make a ton of

money because currently their AI

adoption is not high. I don't expect

them to super dominate. They also don't

really have to dominate that hard in AI

to have a much bigger valuation because

they're already everywhere, right? So,

if they have more AI adoption, not crazy

AI adoption, just more AI adoption,

which is likely to happen, then this

company is probably going to be a $500

stock. Right now, trading at $373 per

share. It has come back like pretty

significantly this month, literally like

the last 30 days from $441 to 373. So,

what I think is probably going to happen

is Microsoft is now increasing in value.

There's clearly more volume now and

investors are stepping back in. You can

actually see here that an analyst from

Stifle had a more bearish outlook from

415 to 400. But hey, you know, count me

in for $400 per share. I think that if

you have Microsoft and ideally you can

get to like a 100 shares and you just

sell covered calls and you collect

premium on a high quality company like

Microsoft which has arguably it should

have lower volatility. It's actually had

pretty high volatility over the last one

month down 17%. That's exactly why I'm

bringing it up. It's because a high

quality company that typically doesn't

have that high volatility that's down

17% in one month like doesn't really

make sense. So, this is an opportunity

that I'm very much so attracted to and

soon as the market opens up, I'm going

to be taking action on this. So, yeah,

guys, I hope that you enjoyed this

video. Make sure to subscribe to this

video. Again, if you want a mentor, if

you want a coach, I think it's

imperative to have one no matter where

you are in life. If you're super

successful, you should have one. If

you're not successful, you should

definitely have one, right? I have

coaches. So, I'd love to be that for

you. I'd love to help you in your

journey and guide you. Um, so anyways,

yeah, go ahead and check out the

description for that. Anyways, I love

you guys so much. Uh, thanks for

supporting the channel. Thanks for, you

know, listening in. It means a lot to me

because I do a lot of research here. I

spend a lot of time trying to figure out

which opportunities are attractive and

yeah, I just love what I do. So, I hope

to help more people. Thanks so much and

uh yeah, I'll see you in the next one.