SoFi, Palanteer, Robin Hood investors,

we are going to prepare for this

upcoming week. I'm going to give you an

update. Hope that you had a great Fourth

of July, but let's prepare for this very

important week coming up. So, first of

all, SoFi has earnings on July 29th,

which isn't this coming week. This is

going to be an important setup because

investors who get in early before

earnings could be positioning for a very

strong upside. Check out where the stock

is trading at right now. It's at $18.24.

24 the stock has been going sideways.

Not much has happened and in the last 1

month the stock is only up 2.8%. But do

you guys realize that once earnings

comes in if management guys for higher

expectations the stock could literally

change in price from $18 to $25? That's

because once earnings comes in that's a

very important number that Wall Street

looks at. Also, whatever management

guides towards that could completely

change how investors evaluate this

company. Let's look at the facts.

members growth was 35% to 14.7 million

last quarter. As they continue to scale

their business and acquire new

customers, that is growing their overall

revenue. But what's actually making them

more profitable on the bottom end is how

much of those customers are adopting in

terms of products. Now products grew 39%

showing customers continue to adopt more

of SoFi's ecosystem. Guys, you know

what's really important? What's more

important than investing in a short-term

company that might go up? It's investing

in a long-term business that is growing.

So if you look at a business such as

Amazon, such as Tesla, in the earlier

days, they were growing their revenues

very quickly and they were not always

favored in the market. That's what I'm

seeing right now with SoFi because SoFi

has pulled back tremendously the last 6

months. This stock is down 33%. That is

a 33% discount, guys. A lot of people

are looking at this like a broken stock.

SoFi is not a broken stock. The business

is very far from broken. They continue

to grow. So what I'm seeing here is the

market not favoring fintech stocks.

Okay, I have a lot of fintech stocks

myself. So, Robin Hood is another stock

that I'm going to be covering in this

video, which I currently have a lot of

Robin Hood shares as well as SoFi shares

and uh Palunteer as well. But these

stocks are not fully that popular at the

moment. And that doesn't mean they're

bad stocks. For example, Palunteer went

on a 50% discount. The stock was over,

you know, $200 per share, fell to 109. I

told you guys that it's an interesting

opportunity to look at. Uh and then I

started buying call options on

Palunteer. Then it had a tremendous

shoot up in price. So when I look at

this market's volatility, that's an

opportunity. A lot of people right now

are scared and they're making a ton of

mistakes. And I want to help you save

you some money ideally from making these

mistakes. Look, SoFi right now, $23

billion market cap. This should be a $35

billion company based off of the cash

flows that they have and the growth that

they are experiencing. So what I'm

looking to do right now is I'm looking

to dollar cost average and purchase more

SoFi stock. My average price is $21 per

share. And if I can buy more SoFi stock

at $18 per share, hey, count me in. I

might not be right. You know, I'm not a

financial adviser. I can't predict the

future. May maybe SoFi goes down, you

know, back to some of its more lower

numbers like 15. But I will put that at

a 9010 chance. 90% in my opinion, SoFi

is well over $20 per share this month

because once July 29th happens,

investors are going to see SoFi for what

it is. There's going to be a big update.

And if that update is again a beat in

revenue, this is not like Nvidia, right?

Nvidia, every time it beats revenue, the

stock comes down. So is in the opposite

situation, right? Think about that.

Every time Nvidia reports earnings, the

stock is up so so much that expectations

coming in are even higher, right? And

then they report and the stock comes

down. So is like the opposite. Right

now, we're going into earnings, which

are expected to be good, yet the stock

is just crumbling. The stock is, you

know, it's not really crumbling. It's

just going sideways. The stock has not

rewarded investors since a long time,

you know, despite, you know, the come

down here from $28 to $17. It just has

been sideways from $17. So from

basically March to now July, I mean,

we've had almost 4 months of nothing,

right? No fall, no rise, just sideways.

And by the way, that's a really good

opportunity for um option sellers

because as an option seller, just

because SoFi doesn't do anything doesn't

mean that you're not able to collect

premium. I've been doing that in my

community actually on a weekly basis and

my community and I have actually done

very well over the past three and a half

four months on SoFi doing literally

nothing. We've actually been able to

generate and collect uh premium from

selling puts and covered calls. So, kind

of just throwing it out there that you

guys that are having, you know, tougher

times. The market is very challenging,

but at the same time, there's

opportunity everywhere. So, don't have

that limiting mindset of, hey, you know,

I'm not making any money in this market.

No, no, it's not the market, it's your

strategy. So, if you want help, I'm here

for you. We're literally doing very well

despite SoFi actually going sideways.

So, let's move over into the next stock

which is going to be Palanteer. So, I

want to show you Palanteer because

Palanteer, I really love the stock. I

went on here and I put my reputation at

risk at $109 per share. I said, "Guys,

this is the stock that I want to buy."

And in my challenge, I bought a 110 call

option and we ended up doing so well.

And then you can see here, gentleman A.

Patel, he bought 110 call option

expiring on January 2027. But we also

bought some shorter term call options as

well. He made $465. Then I had gentleman

Tyler, which is up $485.

Another gentleman here, Sean, um kind of

just crossing out the number for his

safety and his own privacy, but he's up

$5,000 on the trade that I gave him on

Palunteer. And then Caroline, you know,

Caroline, we're having some steak

dinners here after the Palanteer call

option. So look, pounder has made a very

bullish reversal and has improved a lot

on the technical basis. So the

technicals have become a lot more strong

with high momentum. You can currently

see going into this week, we are coming

off from basically one of the bigger

bullish runs that it has had in such a

shorter amount of time. So from $107 per

share on June 25th to now in July, you

know, July 4th, July 5th on the weekend

as I'm making this going into Monday to

prepare for this week, we're coming in

at $129 per share. So this week I think

Palencer can continue to make a bullish

run. I can see Paler going to $104 per

share. That's essentially because they

have a new relationship, a new AI

partnership with Nvidia to serve the US

government with sovereign AI. And that's

a very big kind of project. So Palunteer

continues to win not only contracts but

projects that they're working on. And

this announcement with Nvidia is, you

know, happened on July 2nd and is a big

contributing factor to why Palanteer is

up. So again, this is a momentum driven

market. So whenever I see um emotions in

the market, I'm looking to kind of get

behind those emotions. So when I look at

Palanteer as an opportunity because

people are being emotional right now

because they see, hey, Palanteer is this

company that I originally invested in.

Maybe you got out, maybe you never owned

Palanteer and you're a new investor. But

either way, there has been a lot of kind

of flip-flop with investor sentiment

when it comes to Palunteer. But look,

analysts right now, they're putting up,

you know, $175 price target on

Palunteer. I was a new uh analyst kind

of putting up his price target there. My

personal price target for Palenteer is

$180 per share in 2027. I know that

might seem like a long time from now,

but hey, when I look at investing, I'm

looking for the longer term. I'm not

really trying to do day-to-day stuff,

but not to mention when you do look at

the shorterterm picture, it looks very

attractive. So whether you're a

short-term investor and you're looking

for attractive opportunities, I think

Palanteer is both attractive in the

short, medium, and long term given how

much the stock has fallen. So also

looking at their government commercial

demand, it continues to accelerate guys.

The acceleration in their demand is

actually pretty insane because

commercial revenue is now actually

growing faster than government revenue.

And the government money is insane for

Palanteer. They have so much money just

flowing in because Palanteer has become

essential to the government, right? In

defense and you know all their kind of

war efforts etc. Right? Not to get

political but Palanteer is kind of like

friends with the government, right?

They're like, "Buddy, buddy." And I just

want to see where the money's flowing,

right? I don't like some of where the

money's flowing. Some of it is very

unfortunate. But here, as an investor

and someone that wants to help other

people build wealth, if you are trying

to build wealth and become free,

unfortunately, the world is the way it

is and Palunteer is making a lot of

money and a lot of tax dollars are going

to Palunteer. So, I see this really as

not that much of a debate. People are

debating whether you know is the

business strong or not. It's really it

it's really not a question of if the

business is strong. It is very strong. I

think it's more so of a question of how

much are investors willing to pay in

terms of valuation. So if we look at

Palance here right here 300, you know 9

billion. Can Palanteer be a trillion

dollar company? I mean that's not really

a question. It will likely be a trillion

dollar company. The only question is how

long will that take and is the valuation

um attractive or not? So, you know,

people were kind of calling me dumb when

I said the PE ratio for Palanteer is

120. I just said that like literally

here I made a video in late June. I

said, you know, we're at a valuation of

a PE of 120 and then I had explained how

a 120 PE ratio might seem really high to

someone that's inexperienced, but when

you realize that they can literally half

their PE ratio in just one or two

quarters, right? Because earnings is

going up so fast. And if you look at the

projected forward PE ratio, it can half

like I said, right? So it can go from

120 to 60, then the following year it

can go to 30, then the following year to

15. Obviously 15 would be way too cheap,

right? So 15 would be lower than S&P

500, which is at 20, right? Correct. So

when you look at a 120 PE ratio, you

can't just look at that number by itself

and say, "Oh, it's expensive." That's

not how investing works, right?

Investing has many different factors and

the PE ratio can be high yet the

business can still be very attractive

and actually be cheap for investors on a

long-term basis. That's what I saw on

Palunteer and you know if you guys are

subscribed you know how bullish I am on

the stock at 120 PE ratio. You know now

we're at 145. Is that cheap? Well by

itself again it is not cheap by itself

but given growth to me this is cheap. I

think it's a $180 stock. Okay, now let's

go into the next position that I have,

which is Robin Hood. I'm actually going

to pull up my Robin Hood position here.

All right, so before I show you my

position, let's just go over the

technical analysis real quick. So 1

month return is 27% on Robin Hood. This

stock is up dramatically. This stock has

shot up from, you know, $80 to $112. And

right now, the market cap is back to 100

billion. Just like I said, people were

so worried. You know, people are saying,

"Well, Uncle Henry, you you lost your

you lost your mojo, man. You uh don't

know what you're doing and, you know,

Robin Hood is, you know, is down in the

dumpster and I lost money." Well,

everyone is going to experience

volatility. Like, I'm not, you know, I

can't predict the future, but when I see

a high quality company, I see a high

quality company. It can go down, but

it's eventually going to come back up as

well. All right, so let's go into my

position. You can see Robin Hood is

currently trading for $111.98.

I have 3,000 shares. I have 335,000

of my own dollars in this position.

Makes up 7.43%

of my portfolio and I'm at my average

cost. And right now what I'm seeing is

I'm still a little bit down, but I'm

almost at my average cost. However, I'm

going to be honest with you. I have a

covered call. This covered call I have

lost money on. What happened here? Why

did I do covered calls? And you know, am

I an idiot for doing this? Well, check

this out. When Robin Hood was lower, I

was looking to generate premium income.

So, I sold a covered call. Okay, Robin

Hood shot up a little bit faster than I

thought I would. And, you know, now it's

back at, you know, essentially my

average cost, meaning that my covered

call is in the money. However, my plans

here is to roll up this covered call as

well as my plan is to acquire more Robin

Hood shares via selling puts. Why would

I do that? Okay. Well, first of all, I

don't really have too much Robin Hood

because my covered call is in the money.

I am losing deltas. Okay, what I mean by

that is a covered call. When you sell a

call option, you are selling away delta.

You are selling away the potential to

lose your position. And because this

option is in the money, I'm essentially

going to be losing my position at

expiration if I don't do anything such

as rolling the option. Okay. So, my plan

with Robin Hood essentially is I will do

two things. Okay. First thing I will do

is I will roll this hood 95 call option

higher. Okay, I'm going to be doing that

likely this week and I'm going to take

up the 95 to something like 100. Okay,

you can be part of my live session to

see me roll in my Discord community. I

don't know yet if I'm going to do 100 or

105 and to what date. Okay, but that's

basically my plan. Okay, if you want to

see that live, I'm happy to show you.

It's at the top of the description. I

always do my coaching calls live with

all my community. They can see exactly

what I'm doing in real time. And then I

also message in the Discord community of

the trade that I make. We have done

extremely well despite some positions

going into the money. A lot of people

think that if a covered call goes into

the money, that's bad. Not necessarily.

There are ways around it such as

adjusting and rolling. Now, the second

thing I'm going to do is I'm actually

going to sell put options. And the

reason why I'm going to do that is

actually because I want to acquire more

Robin Hood shares. I am bullish on the

business. So Robin Hood announced UK

crypto launch plus they're expanding

European perpetual futures. They are

expanding their business and I'm

actually pretty bullish that they are

going to do a very good job being in

Europe because a lot of people want to

trade but they don't have access. So as

Robin Hood continues to roll out

internationally, I think there's going

to be a lot of adoption. Not to mention

they also have earnings on July 29th.

So, I'm very excited to see Robin Hood

announce because I think they're going

to announce really strong numbers and

that's going to make investors very

excited. The main thing that I'm looking

for is Robin Hood Gold. So, Robin Hood

Gold has immense lock in. Okay, so their

lock in right now is 4.3 million Robin

Hood Gold subscribers up 36%

yearover-year. And what happens is once

a customer is with Robin Hood and they

sign up for gold, I'm telling you guys,

I'm telling you, they do this on purpose

to psychologically get you, right? All

businesses is all about making money.

That's all they care about. Dollar

bills, dollar bills. So, whenever you

get into Robin Hood Gold and you pay $5,

you might think you're getting a good

deal. And I would argue you are getting

a good deal, but it's really more than

that. The reason why they take $5 is

because psychologically once you spend

money, you are locked in. And now you

are going to be building your assets,

adding your paychecks, your your

business income, whatever money you

have, you're going to be adding to Robin

Hood over time because you're building a

relationship with them. Very very smart

of Robin Hood to do some type of

subscription model. So you're paying

them monthly, which is very, very small

amount of money. It's not a big deal,

but you have a better relationship with

them, and now you're going to use them

for other services. So again, they're

taking, you know, kind of like the

playbook from SoFi in a way because, you

know, they want more product adoption.

So they have, you know, other uh

services. They also have the Robin Hood

credit card. So they're looking to build

a relationship. And I think this is very

good. I think it's it's a good thing for

Robin Hood to want to build a

relationship. And by the way, retail

trading right now is very strong. When

there's more volatility in the market, a

lot of investors, you know, think that's

that's bad, right? There's a lot of

volatility. It's really not that bad if

you know what you're doing in the stock

market. If you're a long-term investor,

you don't care about volatility. If

you're trading options properly and

you're using technical analysis, then

literally volatility is a good thing.

Then it actually is the opportunity. The

volatility is the opportunity, right?

But Robin Hood is actually making a lot

of money from option trading because it

remains one of the highest margin

businesses that Robin Hood has. So when

you look at option trading, there is a

bid and ask. And I I tell you guys all

the time, you want to type bid ask. I

guess there's not enough people

subscribed to the channel because people

are clearly trading non-liquid options

that have really wide bid spread. Robin

Hood makes so much money when the bid

ask is wide because they are literally

profiting from that difference right

now. Maybe not directly, but they're

selling your order flow. They're selling

all the trades that you're making to,

you know, Wall Street, to hedge funds,

to, you know, algorithms, etc. Right?

They're selling order flow. That's one

of the ways that Robin Hood makes money.

and option trading is extremely

lucrative for Robin Hood. So you guys

that think that Robin Hood's free just

cuz they don't charge fees, very very

far from true. All right, guys. Now the

LEAP option that I'm buying is NVTS,

Na'vias. I ended up selling Na'vias in

the high 20s. And I'm not going to

pretend that I was, you know, you know,

I'm only skilled. Part of it was just I

think that AI stocks were getting very

expensive. I ended up taking profit and

I got out of Navitas. Now Navitas has

essentially crashed. Um, it's at like

$14 per share and it's down 12% in the

last trading day alone. So, I'm getting

in to a leap option on Na'vias for the

following year in June. I haven't bought

this yet, but I'm planning on doing June

2027, and I want to buy a $15 call

option because Na'vias is essentially

like a subsidiary of Nvidia. They're all

just rotating money between each other.

And given how much it has fallen, I

still think that their technology is

very essential because Navita sells the

ships that make everything possible,

right? So, I think that they're going to

do extremely well and I'm going to be

researching the stock going into

tomorrow and that's one of the leap

options that I plan to to purchase. So,

a lot of plans this week. I'm very

excited for a very important week here

in the stock market. If you want more

updates, make sure to subscribe or join

my community. I'll be doing everything

live including Navatas, Palanteer, SoFi,

Robin Hood, all the stuff that I'm

trading, all the option strategies that

I'm using. I'd love to show you guys.

I'd love to be part of your journey.

Either way, thanks so much for watching

and I'll see you in the next one.