Joe Rogan podcast. Check it out.

>> The Joe Rogan Experience.

>> TRAIN BY DAY. JOE ROGAN PODCAST BY

NIGHT. All day.

>> Good to see you. Sorry. You too. Nice to

meet you.

>> Very nice to meet you, too. I I enjoy

your content. Thank you.

>> You're a very sensible person and you

deal with a lot of very uncensible

people.

>> How do you [ __ ] keep your [ __ ]

together when you talk to these people?

You're we tell everybody you're a

finance guy. And did you start out in

debt and then figured out how to get

your [ __ ] together?

>> Yeah, exactly. I I was in college doing

all the stupid American things, right?

So, you got that unlimited student loan

debt for a [ __ ] degree. I was going

for music composition, so complete

[ __ ] degree. Uh, maxing out every

credit card. One of the first pieces of

financial advice I got at 18 from the

parents, max out a credit card to get

the piano I wanted. So, that's smart.

your parents.

>> Yeah. It's just the average American

experience. You just max out a credit

card. I I don't know if your parents

taught you anything about personal

finances, but most don't. It's It's bad.

So, I was just maxing out every credit

card. Like, everyone that comes on the

show, like every American out there, we

got $1.6 trillion in credit card debt in

this country, by the way.

>> Crazy amount. Crazy amount. Defaults are

to like 7%, which is insane. 7% of

credit cards defaulting.

>> That's crazy.

>> Yeah. And that that is really nuts.

Almost one out of 10 default.

>> Yeah, it's absolutely insane. But we

have more auto loan debt in this country

than credit cards, too, which is even

crazier because Americans, you know,

they're big pickup trucks and

everything. But uh either way, I was

doing that. Got my Nissan Ultima and,

you know, thinking I was sick driving

around and uh going into debt for that

family debt, everything. It was brutal.

But it was the average American life.

That's what people are going through

every single day. And I finally got a

wakeup call. I just I I was sitting in

my shitty apartment that I could barely

afford. And I realized the life I wanted

to live just could not be sustained this

way. I wanted to be a homeowner. It's

the American dream. Pick a fence. All

that [ __ ]

>> Yeah.

>> Um but there's no way to do it with max

out credit cards, private student loans,

public student loans, everything. It was

a mess. So, got a sales job, just

started grinding it out, paying off the

debt, fully funded emergency fund.

That's what I try to teach people now.

But, you know, again, the average

American is kind of an idiot with money,

>> which is fair.

>> Well, they're not informed, you know,

which is one of the things I think your

content really helps because a lot of

people don't know what to do. Like,

you're in debt. Like, how the [ __ ] do I

get out of this? And

>> a lot of people they know are in debt.

So, they don't have good advice. They're

not going to get from their parents,

right? And so where, you know, they have

to turn to somebody. And a lot of times

like financial people online are very

stiff and they're not enjoyable to

listen to. But you talk [ __ ] and you're

very vocal and it's like,

>> "Okay, I get this guy. I can relate to

him.

>> Tell me what to do." So there's a lot of

folks out there that connect with you

because of that, I think.

>> Yeah. They call us the Jerry Springer of

Finance,

>> which I like. I take it. I take the

ownership. They meant it as a dig at

first, but I take it cuz it's fun.

>> Yeah.

>> People People don't go into financial

topics because it's boring. Why are you

clicking on a video of a dude just like

sitting at the camera just like,

>> you know, IRA or this? No one's going to

get into that, right?

>> Personal finance class, like 40% of

states, which is or almost 40 states out

of the 50 states require a personal

finance class now, which is big progress

over the last decade. But I mean, I was

a piece of [ __ ] in high school. I'm

sleeping through that class,

>> right?

>> I'm I'm not going to listen to things

there. I I I couldn't I could barely

pass math. Um, school is just boring.

So, people still aren't going to pick it

up there. They want something a little

more interesting to get into, and we

give them that with the roast, the

dramas, the relationship stuff. Couples

episodes are my favorite cuz there's

always financial financial

stresses in relationship and um I don't

know if that actually gets people into

personal finances.

That's the best. That's the best cuz we

get a you know we get millions of views

per episode on all platforms.

>> It's kind of Yeah. It's kind of a crime

that they're not explaining to people

when they're young and in high school

how this could be a problem. Mh.

>> They're they're trying to set you up for

life, but they're not setting you up for

one of the biggest problems that most

people face, credit card debt, and the

big one, student loan debt, because

that's the one you can't get away from.

>> And there's a lot of people that are

just go, "Well, I guess I have to go to

college." And look, higher education's

great. It's good to be educated. It's

good to get an education.

>> But if you're spending hundreds of

thousands of dollars for an education

that you aren't going to use at all,

that might not be the best thing for

you. And when you're [ __ ] 18, you

really don't know. You know, you don't

know what you want to do. You know,

>> your parents don't know anything either.

>> No, they might be [ __ ] You might

have idiot parents.

>> Well, no. The average parent in America

is go to any college to get any degree

and borrow whatever it takes. Yeah.

>> Cuz college is the answer to all.

>> Because it used to be.

>> Yeah.

>> There used to be the way that you got a

good paying job. You get out of college

and hey, you've got a degree. Oh, you

got your masters. Well, you're

Oh, where you going to live? where are

you going to buy a house? Like you're

going to be set. What they don't tell

you is that you are going to be saddled

down with insane amounts of debt and

then that debt compounds.

>> It keeps going. So like

>> I was reading this thing, maybe you can

tell me about what the actual numbers

are, but they were talking about the uh

average actual debt that you owed, but

what you wind up paying what you

actually wind up paying over the 20

years that it takes you to pay it off.

It's [ __ ] crazy. Yeah,

>> it's substantially higher than the

initial loan.

>> Part of it is laziness, too. People get

on like that 20-year payment plan or

40-year payment plan because they want

to spend a little bit, you know, just a

little bit less right now because I

mean, it makes sense. You get out of

college, you want to get an apartment,

you want to live it up, you want to go

on nice dates and trips, all that good

stuff. So, you do the little minimum

monthly payment, but I mean, think about

it. I assume you have a mortgage, right?

Do you have a mortgage?

>> Yeah.

>> Okay. if you took that 30-year mortgage,

but you're like, "Okay, I want to pay a

smaller amount now." So, let's stretch

it to 60 years. The interest and overall

payment you're going to do is insane,

right?

>> So, the student loan, a public student

loan, it's actually a 10-year payment.

That's the standard. It's a 10-year

payment. You'll be done in 10, but

people stretch it to the 20 years. The

repayment assistance under Trump, the uh

the RAP plan, that can be as little as

1% of your income on a monthly basis.

That'll never be paid off. those people

will have it forever. It'll be forgiven

in 40 years. It says we'll see cuz you

know it's new.

>> But when people are doing that, they're

going to have it forever. It's going to

balloon and then they're going to

complain about it when they chose not to

just take the standard 10-year plan.

>> I saw an article about people with

social security, so they're they're

retired and their money their social

security money is getting docked.

>> It's getting docked because they're

taking money out of that to pay for your

student loans. Yeah. I mean, I'm

>> That obviously didn't work out for you

because you're literally in debt from

that student loan while you're retired

from life.

>> Yeah.

>> Which is [ __ ] wild.

>> It is. But I'll be candid. I'm starting

to not have sympathy for the boomers.

I'm really not. Best job market ever.

Best stock market in the history of the

world. Every single boomer, Gen X,

whatever that's been on my show, they

lived it up and spent all their money to

live the lifestyle they wanted. And they

didn't even set 10% aside a month. 10%

aside. They had the best housing market,

college, jobs. They were set up for

everything. If they just put 5 to 10% a

month aside in the stock market that

they had that they had, they would be

they would be multi-millionaires. Most

of them would be multi-millionaires.

But instead, we're in a situation where

>> I want a new BMW.

>> Yeah. They can't pay their student

loans. Social Security. 2033, that's

when the funds dry. So, payments get cut

by 25%. Yeah.

>> 2033 is when the funds dry up for Social

Security.

>> Yeah. The actual fund that's sitting

there. So, every dollar that goes out is

money that's coming in.

>> That's projected 203.

>> Well, we have to pay for transgender

migrants. It's really important. Some of

them have back pain. They need to be on

social security forever.

>> Yeah. We just had a clip go viral uh two

days ago. Uh transgender woman,

Colorado. I saw the video.

>> Yeah. Tax pair of hundred boobs. So

that's nice.

>> Was the way you explained it or the way

she explained it was hilarious, you

know, like something about how her

body's priceless. So like how much do

they cost? They're free.

>> Yeah. I can't blame her, though. I mean,

the program's there, right?

>> Of course.

>> So I'd take it if I wanted some new

tits,

>> of course.

>> But it's crazy that we are. And of

course, when we filmed it was like 2

days after I wrote a $4 million, you

know, income tax check, whatever, to the

federal government,

>> right? And you're thinking about this

like where's that money go?

>> It's going to tits not funding prop for

social security.

>> Well, we were talking before about how

Gavin Newsome wouldn't do your podcast.

Yes.

>> But it's be probably because like that

kind of debt when you think about like

California's debt and California

spending and and the waste and potential

fraud. I look at it like a garbage dump.

Like someone saying, "Hey, go look into

that garbage dump and clean it up."

like, "Oh, it's too much." And I think

that's how most people look at it. They

look at it like, "What? 24 billions

missing for the homeless? How much money

went to that rail? That [ __ ]

highspeed rail? Like billions of dollars

later? There's nothing done. Like what

are you doing?"

>> Which is insane because America, the

leader of the world, should have

incredible highspeed rail.

>> Yeah,

>> I want it. I want to go to Dallas,

Houston, in a couple hours on a

highspeed rail. Maybe Texas could do it,

but just give California anything and

they'll find a way to mess it up and

lose all the money.

>> Well, this is like the the rail one is

crazy because like nothing's been How

much have they spent on the highspeed

rail so far?

>> It's something bonkers.

>> Billions.

>> Some some insane amount of money and

nothing's been done. And there's this

guy on YouTube. Do you remember the guy

on YouTube, Jamie? Uh he's on Instagram,

rather. The guy was on Instagram who uh

says in the same amount of time that it

took California to not do that, this is

what China's done. And it just over and

over and over again. All the miles of

highspeed rail they put in, all the

this, all the that, all like for the

same amount of money that California

spent, this is what could have been

done. And it's

>> crazy.

>> [ __ ] nuts.

>> Bright lines private

>> spent in order of mid- teens of

billions. Mid- teens so far on the

highspeed rail. Roughly around 14 to 16

billion dollars as of the mid2020s.

How much of it is done, Jamie? How much

of that rail is done? Well, some of it

is actually getting close to done, I

think.

>> Oh my god. Amazing.

>> To what? Bakersfield to

>> completed, I guess.

>> Yeah. How much is completed?

>> 14 ft.

>> Very little.

>> 119 miles are under active construction.

>> Oh, 119 miles. Madera near Bakersfield

are under active construction. What a

great way to spend $14 billion. I bet

the homeless people are pissed. You

could have spent that money on us.

>> And then once it's done, you'll get on

the train. You'll have fair evaders.

People that just jumped over that are

doing drugs on the train.

>> Check this out. I asked the question.

>> If you were 25 in 1990, made an average

US salary for 40 years, saving 5 to 10%

per month in the S&P 500, how much would

they have now? They would have around 2

to5 million depending on exact

assumptions. starting with $21,000%.

That's insane. Like this is hard for me

to And they

>> We have the best disposable income in

the history of the world.

>> This is how crazy inflation is. The

average salary in 1990 was $21,000.

>> That's crazy.

>> Isn't that nuts? Imagine if someone told

you you had to live off $21,000 today.

You'd be like, "Oh, fuck."

>> And yet, even still, they could retire

multi-millionaires. Even still, even

with that, it's beautiful.

>> That is nuts. if you know how to do it.

But how was how would someone start

doing something like that?

>> Honestly, lowcost index funds. I'm sure

you got a money guy, but for the average

American, uh there's these target date

retirement funds. So, Fidelity or

whatever you want to use, they have

essentially just pick like within the

five years that you think you're going

to retire, you just buy into that and it

just it balances it for you. It goes

more aggressive now and just more

conservative by the time you retire.

It's so easy. There's no reason most

people like aren't doing it even in

their 401k where it's free money matches

and everything. It It doesn't really

make sense.

>> So, do you have to teach yourself all

this stuff?

>> I mean, I'll be honest. Uh pretty much

any personal finance book or just like

not even a class. Just watch like a

couple YouTubers, the dry YouTubers that

maybe no one's watching and I mean,

you'll get it like this. It's it's super

simple that kind of stuff. It it gets a

little harder if you're thinking like

what kind of perfect insuranceances do I

need? You know, if you're trying to

individually stock trade, you know what

scares me though? Um, people in our

position right now, uh, people under 30,

60% 60% of them are doing their

portfolio trades based on the podcasters

they're listening to. That's what's

scary to me.

>> What? Really?

>> Yeah. 60%.

>> Which podcasts are giving them advice?

>> Any personal finance?

>> Any personal finance? No. No. Even on

like kick or uh Twitch, there's

streamers. I'll log on in on the morning

just see who's streaming and some of the

top viewed people are day traders

>> really

>> with like 25 thousand concurrent viewers

that are getting hundreds of thousands

of views a day.

>> Okay. So the kick streamers that are

doing finance are they just essentially

like letting people know what they're

trading and what to trade?

>> Exactly. It's crazy. So they're

following basically just mirror them.

>> So you can say okay buy black rockck and

you could whatever you want to buy

whatever they're doing you'll like sort

of like the Pelosi stock trader.

>> Yes. which I bought into the Pelosi

fund.

>> Yeah,

>> it's doing really well.

>> I bet it is.

>> Yeah, I only put $1,000 in there. I was

a little scared, but it's doing really

well. It's beating my own money, guys.

So,

>> it's kind of hilarious.

>> I mean, she knows what she's doing or

her people knows what she's doing.

>> Yeah. Yeah. Someone knows something.

>> Yeah, they know something. It's just

It's crazy that it's legal.

It's crazy that you could know, oh,

we're going to do this big deal with AI

chips, and so, uh, Nvidia makes AI

chips. I'm just going to buy a [ __ ] ton

of Nvidia stock, and then boom, we pass

this thing. Hey, look at that. 500%

increase.

>> I think my thousand's up like 20 or 30%

in just a couple months.

>> It's crazy. It's crazy. S&P 500, what he

searched up, averages 10% a year. So,

it's crazy.

>> It is. It is nuts. what you know and

like what are the laws?

It's like you could clearly follow her,

but what are the laws in terms of like

what she's allowed to do? Like how much

information is she allowed to have?

>> Yeah. Well, that's what's hard to track,

right? The insider trading is hard to

track. They're getting into that [ __ ]

with Koshi now,

>> right?

>> You know, some of the people that were

in the operation for Maduro in

Venezuela, they're getting in trouble.

George Santos, you know, George, did you

ever have George Santos? No, but he's

hilarious.

>> Yes, he's hilarious. But big

investigation just opened up yesterday

or today.

>> No, he just got a pardon for something

else.

>> Yes, he bet on he he went on um

Instagram or something and he was like,

"Hey guys, I'm going to 100% be at the

State of the Union. 100% I'm going to be

there. Here's my seat." And then he

immediately bet that he will not be at

the State of the Union. Yeah.

>> So, four people close to him have been

uh working with the FTC on that. Oh my

god, he's [ __ ]

>> Yeah,

>> that's so dumb.

>> Have to pardon and everything.

>> That's so dumb, bro. You got free and

you're fun. You should just do a

podcast. That guy should He could make

millions doing a podcast.

>> Yeah, he's been on other podcasts. He's

good.

>> He would be great.

>> He's a sassy gay guy. He's perfect for

the camera.

>> Sassy, fun, smart, talks a lot of [ __ ]

He would be great as a host of a

podcast. Don't [ __ ] do scams like

that.

>> Yeah, insider trading. So, I guess

that's his future now.

>> We had a There was a Was it Poly Market?

What was it where they had odds on

things that we do and what we're going

to say and what guests we're going to

have on?

>> Probably both of them.

>> Probably both of them.

>> We looked. I said, "Jamie, shut that

[ __ ] laptop and do not open that

website ever again because like you

could do it." Like we could

>> I kind of want to,

>> but anybody could.

>> I'm not going to, but I kind of want to

bet that I would be on here,

>> right? Like what are the odds? Like you

could probably bet a substantial amount

of money through some [ __ ] offshore

account.

>> Yeah.

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>> Both Pelosi, who knows? I mean, other

people in Congress, they want to they

want to pass something where they can

only invest in like large cap uh index

funds like the S&P 500.

>> Mhm.

>> They're not passing it. They don't care.

>> They don't care. They It's also It's

completely bipartisan, you know. It's

not like it's Nancy Pelosi is the

scapegoat. She's the one that everybody

beats on. But if you look at it, it's

red, blue, across the line. They're all

doing it.

>> Yes.

>> They're all trading. They're all making

[ __ ] tons of money. They all go into

Congress broke. They all come out rich

as [ __ ] and they get $100,000 a year.

Like, [ __ ] off.

>> [ __ ] off. It's crazy. What is uh pull up

the Santos case, find out what's

happening. I'm fascinated by that.

>> I mean, honestly, he uh it's uh today's

the second. I guess it was yesterday.

>> He hased by NPR and

>> he's contacted by NPR.

>> Was like, "It's news to me."

>> He said it's news to him.

>> There you go. Reached by NPR. Uh well

that's news to me. When asked about the

insider trading probe underway his

activity on Koshi Santos said I'm not

saying yes. I'm not saying no. When the

NPR questioned whether he had a cowi

account. He went on to say the

co-founder of Kowi Lana Lopez Lara is a

fellow Brazilian whom he personally

knows. He said he would call her to get

to the bottom whether an investigation

had been launched. Santos promised to

update NPR on how the call went. He did

not respond to NPR's follow-up messages.

The thing is like he had some crazy

background discrepancies

that you know they deviated from the

truth slightly, right? There was some

other stuff. It wasn't just this. Like

that's what the guy does.

>> Yeah.

>> But meanwhile, he's in this amazing

position. He's got a name. He's famous.

People like him. He's fun. And he got a

[ __ ] pardon from the president. Like,

bro, straight and narrow.

>> Yeah.

>> Get yourself a podcast. Get yourself a

YouTube show. You would make some real

money. He would make some real money.

>> Yeah. I don't know. I don't know what's

going on with that guy, man. I really

don't. I think I was just trying to get

that get rich quick.

>> Let's see. Jamie put it into perplexity.

It says he built much of his public

persona on false claims about his

biography, finances, and identity, and

later also faced criminal charges tied

to deception and fraud. Damn. He falsely

claimed degrees from Baroo. Is that how

you say it? Baruch College in New York

and NYU even though uh even saying he

graduated Suma Kum Lahi although he has

no college degree.

He said he worked at Goldman Sachs and

City Group. Uh both firms reported no

record of him as an employee. Financing

career. Santos portrayed himself as a

seasoned Wall Street financeier and

successful businessman, reporting a

rapid jump in income and large loans to

his campaign while journalists found big

gaps and unclear sources of wealth. He

claimed Jewish heritage and that his

grandparents were Holocaust refugees,

later backing off, saying he was Jewish

after his maternal family background,

not actually Jewish. He also made

disputed statements about being a

landlord with a family real estate

portfolio and about his mother's death

being related to 9/11, although she died

in 2016.

>> That's crazy.

>> What a king. There's a bunch more.

>> Animal rescue claims. He said he founded

a nonprofit that rescued 2,500 cats and

dogs, but reporters found no records of

such an organization. Cultural and

lifestyle claims. A Brazilian drag

performer shared photos of Santos in

drag. He initially denied ever doing

drag and later minimized it as just

dressing up for a festival when he was

young. That's a funny dude.

>> That's a He's a funny dude.

>> Back to jail.

>> Yeah, he's [ __ ] He was sentenced to

87 months in prison for wire fraud and

aggravated identity theft with officials

describing his conduct as a mountain of

lies, theft, and fraud. His short house

tenure ended with expulsion after an

ethics report detailed misuse of

campaign funds including personal luxury

spending. [ __ ] dude, you could have

been in jail for 87 months

and you got out and you you blew it all

on a bet. Like how much did he make off

the bet?

>> Uh I don't think

>> it's very fresh this story. I I heard it

on the news this morning. Uh,

>> homie.

>> I don't think it said specifically how

much because it it was more about what

he did. So, I don't think they tracked

his account. Cali, I don't think I don't

think they've announced like how much he

bet on it

>> and that that is hard to track trace

which is why I think he did it,

>> right?

>> I mean th those platforms are hard to

trace. Um, I think Poly Market I think

they're specifically like even just in

crypto on the back end if I'm not if I'm

not mistaken or in those similar kind of

exchanges. Um, so like it it's hard to

track. So it's a good place to insider

trade and he made some money. But I

think I listened on the news this

morning. It said four people close to

him reported him though.

>> So

>> well, when you're that kind of a

fraudster allegedly and that kind of a

liar allegedly. You uh tend to not have

close friends that you could trust. You

probably [ __ ] those guys over too.

>> Yeah.

>> If they're they're turning them in

allegedly.

Uh, I think it's funny though because

it's like it's really unfortunate

because you he had a real opportunity.

Like he became a public person and

>> maybe he still does. Maybe he'll get

another pardon.

>> No,

>> who knows?

>> I doubt it. I doubt he'll give him a

pardon for

>> I don't know why he got the first one.

>> He'd probably be so mad if Trump got a

phone call from him. Yeah.

>> Asking for a second pardon.

>> Why'd he get the first one? Do you know?

>> I have no idea. Let's find out. Let's

ask

>> why he got

>> Yeah. How why did he get pardoned?

There's a lot of people that got

pardoned where you're like, "Wait,

what?"

>> Yeah.

>> The Biden thing was nuts where they

pardoned more people than ever. Ever.

Any president ever. And how much of it

how much of it was done with the

autopen? So he's literally like barely

there, right? We all agree at this

point. I mean, there used to be dispute.

Oh, yeah. A stutter. We all now say he

was barely there. So someone else was

doing that. So what's the legality of

that? What is the legality of selling

pardons

>> and the preemptive pardons too?

>> Oh, those are nuts. Yeah,

>> those How about for crimes that just

don't exist? There's no you not been

accused of anything. What' you do? He

did not receive a pardon. His prison

sentence was commuted by President

Donald Trump which let him out of prison

early but left his convictions in place.

Interesting. In October 25th, uh October

of 2025 rather, um Trump signed a comm

commutation with uh for former

representative George Santos, ordering

his immediate release from federal

prison where he was serving a roughly

7-year sentence for fraud and identity

theft. Commutation shortens or shortens

or eliminates the punishment, but does

not erase the conviction or declare the

person innocent, unlike a full pardon.

Trump said Santos had been horribly

mistreated and had spent long periods in

solitary confinement, which Trump framed

as too harsh for a rogue politician

compared with others. Commentators

widely interpret the move as fitting

Trump's pattern of granting clemency to

political allies and loyalists rather

than based on traditional justice system

criteria. I mean, look, it's a weird

thing that you could do. The fact that

you're the president and you could just

say, "What did you do? You robbed a

bank?" Ah, you're sorry. Get free.

Meanwhile, if you don't know the

president, you're in the bank forever.

Like, that is a crazy loophole that

still exists that makes no logical sense

whatsoever.

>> Yeah. You just help people around you or

your kids, whatever it is.

>> Or a friend of a friend.

>> Yeah. Donation.

>> Yeah. Somebody hooks you up and you know

them and their cousin needs a thing and

there's a guy and maybe he did it, maybe

he didn't, but you can get him out.

>> I mean, I' I'd pardon a lot of people. I

would pardon a fuckload of people.

>> I get it.

>> Well, we've on this show, we've done a

lot of work with my friend Josh Dubin,

>> uh, who used to work with the Innocent

Project and, um, now he works with the

Ike Pearl Meter Center for, uh, legal

justice and or criminal justice. So,

it's all people that are wrongly

convicted and there's a [ __ ] ton of

them. And you find out that there's

these rogue politicians or the rather

prosecutors, these rogue prosecutors and

rogue DAs and rogue cops that just have

[ __ ] dozens and dozens of [ __ ]

convictions where they [ __ ] hid

evidence. They absolutely knew the

person that they arrested was the wrong

person. They don't care. They just want

a conviction. They just they don't care.

They they they lose their ability to

give a [ __ ] whether or not the person

that's in jail is actually guilty of

that crime. and they justified in their

head, well, he was a drug dealer or he

was a this or he was a that and he

[ __ ] off his whole life. We're better

off with him being beat in jail. Let me

go to Mortons and have a steak.

>> You take that and then you compare it

with like every violent crime that has

happened in Austin this year are people

that have been repeat criminals just let

loose.

>> Oh, yeah. Yeah.

>> Okay. So, locking up people that don't

deserve it. And then a guy a guy off a

360 here in Austin killed his family and

he was let out a couple times before.

>> Yeah. Yeah. I'm not a fan of that.

That's a different thing, you know. Um,

so you got both things, right? you have

these uh very liberal uh DAS who are

letting people go if they think that

they're, you know, from a protected

class or if they've they've experienced

racism or they've experienced some sort

of um an unjust situation as a youth and

they need a second chance and the system

is racist and so they let them loose.

But you've got people that, you know,

like the guy that pushed someone in

front of the train in New York City had

been arrested over a dozen times. Like

the [ __ ] are you doing? And there's some

kind of crazy statistic particularly

about New York City

>> that something like 50% of all the

crimes are by a very small number of

people. Oh yeah. A very small number of

repeat people. And if those people were

in jail, literally crime, you could half

violent crime, half robberies, half.

>> Yeah. Yeah,

>> 50%.

>> It's crazy. I I uh saw some people doing

analysis of like the kind of content and

news we were getting in 2015 by people

that I watched and liked like the Vlog

Brothers and stuff on YouTube where

everything was about the prison

industrial complex, which not saying is

not a thing. It's certainly there

definitely issues for sure, but it was

about how you know uh we have the

highest prison population and stuff. And

again, these aren't untrue things, but

it started putting out all this

unchallenged

information about how we are too

critical in this country and too

punishing. And then what you started to

see after that was the politicians like

the DA here, the DA in San Francisco

coming around the 2020 stuff after the

George Floyd situation and everything

where all of a sudden it was beyond soft

on crime, like beyond where they could

do any amount of property damage that

they wanted in San Francisco and just no

challenges. the DA in Chicago that

raised

>> I think the the theft for felony

threshold from like $50 to $500 or

something. It was something crazy. So

all that information

>> was $900.

>> Crazy. All that information that we were

all consuming was just unchallenged. All

you had was like a boomer on Fox News

just yelling. That was like the only

challenge to that kind of information

that was coming around 2015. And I was a

fan of that information. I ate it alive.

Um and then now we're facing the

consequences of it.

>> Yeah.

>> It's kind of crazy.

>> Well, it's also you find out that

there's there's sort of a a dark element

to it all. And there's people like

George Soros and the Open Society

Foundation. And what they do is they

they invest their money in politicians.

They invest their money in DAs. and they

get like the most liberal, the most, you

know, progressive, the one who's going

to do the most damage to the city in

terms of crime. And then he funds the

next guy to compete against him who's

further left. And they just go further

and further and further until you've got

people like the guy they got rid of in

Los Angeles that, you know, was just

violent crimes letting this this guy

pulled a knife on a sheriff. who was

trying to attack a sheriff with a knife

and then they let him out and then he

hacked up some guy with his kids with a

[ __ ] machete in Malibu or in Santa

Monica, wherever it was. It's like you

hear these stories and you're like,

"This is [ __ ] insane." When someone's

a violent criminal and they commit

violent crimes, they need to go to jail.

And if you don't do that, you're going

to encourage people to do violent

crimes. So why are these prosecutors

doing this? Why are these DAs doing

this? Are they doing it because they

want to? Do they want society to fail?

Well, some of them do. Some of them

actually do. They would like our

civilization to fall. They think America

is evil.

>> Interesting. That's interesting.

>> Elon's deep into it, man. I've had

conversations with him about it and he

explains the way Soros does it and that

it's actually it's a great investment

because like to invest in politicians in

terms of like to spend money on a

campaign for the president, it's a lot

of money. Spend money on a campaign for

becoming the governor, that's a lot of

money. But a local DA, not that much

money. And for a great return on your

investment, you can [ __ ] tank a city

by having one insane DA.

>> Like, who was the guy in LA they got rid

of? Was it Garza? Is that what his name?

This guy was [ __ ] out there. I mean,

he was releasing all kinds of crazy

criminals

>> and you're like, why would you do that?

And there was a video there was a

podcast that I was listening to where

there was a former gang leader who was

leaving Los Angeles because he was

saying it's getting too dangerous and

they're about to release thousands of

people from prison because the prisons

are overcrowded. So they're releasing

thousands and thousands of violent

offenders and he was sounding the alarm

for it. Former gang leader, he's like,

"Uh, this is too hot. We got to get out

of here." That's that's the primary

reason I'm against the things like all

the funding for the the train

>> in California specifically because I

actually really like I'm a big advocate

for public infrastructure and even like

dense living. Like I love when you visit

a place that is like dense and really

cool, lots of community. I love that. We

can't do that because we have these

people that just let the violent

criminals out. They let people hop fairs

in San Francisco and smoke meth on the

train. I want trains. I want So I wish

Austin had an incredible subway system.

We can't if we keep letting out these

horrible people that'll be everywhere.

These people with mental health issues

that we won't put in a place that is

more humane than letting them sleep on

the street. we'll let them crash at the

anytime me and my girl we drive past a a

bus stop and we're just like we we would

never ride a bus here,

>> right?

>> Because just every I I've seen people

light up a meth pipe on South Lamar at a

bus stop and there's just people that

are just sleeping there and you can't

even wait for a bus. I want these nice

things. We can have these nice things

but we can't if we just let people

overrun them. So, what do you think if

you had to put on your tinfoil hat and

really

trying to get make an assessment of like

why this is happening? Like why are they

allowing this? Why isn't no one done

what is the sensible thing? Protect the

peaceful, taxpaying, kind, and

compassionate people of the city from

violent criminals. Why are you allowing

these people to continually be released?

Why are you so soft on crime? like what

are you doing?

>> Yeah. Well, honestly, definitely not as

deep as Musk is on this, but for me, I I

really think this is political capture.

When you get in those ecosystems now

online, you can get on TikTok and it'll

immediately figure out within 3 minutes

what group to put you in, and then you

hear no other perspective. And we know

young generations, especially young

women, they've moved more politically

extreme than any other generation in the

history of the United States. And

they've moved to the left. You know,

left, right, I don't care. But they've

moved to the extreme version. And when

you're politically captured, you then

vote for the people that are more

politically captured on that left. And

there is a lot of that moral

masturbation that comes with it. It

sounds good. We had all that information

around 2015, 2020 that any that any

prison is, you know, just for having

weed or anything like that, we're just

evil as a society, right?

>> And when you get that and you start

moral masturbating about everything, it

it sounds right. Like things like rent

control, it sounds good. It sounds like

the moral thing to do. Not letting many

not just putting people in prison for a

long time sounds nice. Sounds nice. It's

not kicking people off the street when

they're homeless. It sounds nice. Not

doing those sweeps. It sounds nice.

>> Yeah.

>> And uh people that are politically

captured online, especially in our

algorithms, it's just so brutal. And

they just vote for that on repeat

because they hear no alternative

perspective. And even still, it's so

politically captured now where it's

like, if you disagree with 1%, you're a

Nazi and you're, you know, get out of

here. You're not one of us. It's pretty

brutal. I always considered myself um

like pretty left of center actually. Um

I'm probably more centrist now

economically. I've moved a little to the

right over the past few years, but um

but compared to the people surrounding

me in college that were definitely like

far left cuz you know, music school and

all that stuff, but they were still

algorithmically captured, I was

borderline like a Nazi cuz I just didn't

agree with everything.

>> Yeah.

>> You know, maybe the taxes shouldn't fund

TIDS,

>> right?

>> I'm sorry if I'm a Nazi for that. like

we have too much bloat.

>> I think you're absolutely correct about

the political capture, but I think it's

also manipulated and uh that still

doesn't account for who's funding the DA

campaigns. Um and the fact that Soros

does get involved in these kind of

things and not just him, but others as

well.

>> Do you think he truly believes in it

though? Like this is the right thing.

Like we have a prison issue.

>> Uh no, no, I don't think so. No, I think

he banks on it. I think I mean he's he's

made money off of collapsing societies

like he's he's of interesting character.

He seems like completely immune to the

consequences like spiritually of what he

does.

>> Fair enough. It's a it's a flaw of mine.

I guess I just assume the worst until I

see the best. So I just

>> That's not a flaw. That's You're a good

person.

>> Well, it's [ __ ] me over a lot of

times, but like I mean I I just assume

that even if I disagree with them

politically, they think it actually has

a positive outcome. Yeah,

>> I I want to think that

>> I used to I think now more they want to

pretend that they they think it's going

to have a positive outcome because it

justifies what they're doing. And then

it also I think with politicians it's

really a self-serving thing. They just

know that people are politically

captured so they say the things that the

politician like listen Gavin Newsome in

any other world could easily be a

Republican. Okay? If we were living in

the 1990s, he might have been like this

is nonsense. Like this like his

perspectives on things is about personal

gain. It's about his campaign and his

image. And that's why when he addresses

any of the issues with California, he

always goes into this pre-planned speech

about we're the biggest tech sector.

We're number four in the world of the

world economy. Starts moving his hands

around. He's got a little [ __ ] voodoo

dance he does because it's not really

about addressing the situation. It's

about framing it in a very positive way

so that he looks good, so that he moves

forward and that's what he wants to do.

>> And you're starting to see him come

closer to center now being opposed to

the billionaire tax and other things

like that in California.

>> [ __ ] leaving.

>> They're leaving, but a lot of the, you

know, everyone running for governor on

the left was okay with the billionaire

tax, but since he's going to be eyeing

for president, he needs to be a little

more sane. And I mean, pretty much every

independent report says, "Yes, it'll

capture tens of billions quickly, but

it'll lose hundreds of billions over the

long term because the wealth that you

tax on a yearly basis is just leaving."

>> It's not just that. It's a slippery

slope. It's It might start with

billionaires. It'll work its way down.

It'll work its way down to thousands.

>> Yeah. Taxes typically have

>> They always do. As soon as they And

also, they have the ability to change

the goalpost once the bill gets passed.

The bill gets passed. They don't have to

have you vote on who gets taxed more and

we can just decide like Bernie Sanders

used to rally against he used to rail

against billion millionaires. It used to

be millionaires. All these millionaires

are the that's the problem. They're not

paying their and now it's billionaires.

Why? Because Bernie's a millionaire now.

It's adorable. It's adorable in its

transparency. But like these [ __ ]

kids don't understand. Like there's a

giant number of kids today that come out

of the university system that think that

communism is the solution.

Genuinely believe in it.

>> It's very scary cuz you're literally

saying first of all, how does that get

enforced? How do you think it gets

enforced?

>> How does it who tells the people that

they have to give up their money and

their property? The [ __ ] government.

Then who's holding the military and the

property? The government. Oh, so the

people with the guns. Oh, so you want a

military dictatorship essentially to be

able to control all the finances, who

owns a home, who owns a farm, where the

food comes from. You think that's a good

idea?

>> It's never worth. I don't know why

they're for it

>> ever. There's not even a mildly decent

version of it out there that you can go,

"Well, they're not as good as us, but

it's not not that bad." I'll give them

some credit. I'll give them a little a

little bit of grace. Uh, sure, I think

they're a little [ __ ] but I'll give

them some grace.

A lot of times when you ask them, those

people that come out of college, what

communism is, they think it's like

Scandinavia,

>> okay?

>> And socialism. That's how they define

it. Not like very literal. And those

aren't socialist countries anyway. All

their programs are funded on capitalism.

It's taxed through the income that's

earned on capitalism. So, I'll give them

that grace. But no, it it is true that

many people are viewing communism in

general as more favorable. Yeah.

>> And we know college is also very

politically captured. And it's very

politically captured.

>> That's the danger. The danger is

children are getting a very distorted

perception of what the reality of the

world is like right out of school by

people who don't live in the world.

That's what's so [ __ ] Like these

people that are teaching, they've

essentially gone from being a student to

working in a university to being a

professor. That's their entire life. And

they're telling you about the outside

world. They're literally prisoners who

are telling you about things that are

going on in places where they never go

and never visit. Like you're not living

in the real world. Like your concepts

about socialism and communism that

you're teaching these kids like you

don't live in the real world. You didn't

start a business. You don't you don't

get fired by one company and hired by

another and you're trying to build your

own small business. You're not doing

that. Mhm.

>> You're just teaching concepts and ideas

which most people that have done those

things, that have jobs, that have

started business, think are [ __ ]

ridiculous and don't work and have never

worked anywhere in human history and yet

that's how you're employed to shape

young minds. That's crazy. They've

looked at some universities and they

look at the political identification or

uh doing pollings on different

departments and they've had like

sociology departments where it's uh like

300 Democrats and one registered

Republican

>> which again I don't think there's

anything wrong with having a leftwing

position or viewpoint. I'm not saying

that at all. Again, I I agree with a lot

on the left. But when when something

where you're spending four years has

that ratio, it's going to get

overwhelming in terms of the information

you get without any alternative

perspective.

>> Right?

>> I I was in college again in music school

and this was the amount of just

craziness that I was around. Even though

I'm slight, you know, have those

leftwing social positions, I'm

vehemently against that woke [ __ ]

because when I was there, we had a

visiting professor talking about music.

She played a piece of music and she was

like, "Okay, give me your feedback. I

just want honest feedback on this." And

I was, you know, I didn't really like

it. And I was like, you know, to me, I

can't really describe it, but it's a

little weird. Then I had to listen to a

10-minute lecture about how the word

weird has been used for colonialism and

slavery and imprisoning people in

murdering people of color and people who

have transition and stuff cuz I said the

word weird.

>> It's politically captured and there was

no one speak up against that. No one

would speak up against that. I don't

know if there were other normal people

around me, other professors that didn't

believe what she was saying, but no one

was willing to cuz you'd be ostracized,

right?

>> You'd be [ __ ] You're you wouldn't

have friends there.

>> Exactly.

>> So when when the ratio is something like

500 to1 in certain departments, you're

never going to get an alternative

viewpoint. So it makes sense that it

gets more extreme.

>> It doesn't even have to be 50/50, but

500 to1 is crazy. 200 to1 is crazy. Even

50 to1.

>> Yeah, for sure. Well, it's something you

need to have alternative perspectives

from respected people. They they need to

be able to communicate with each other.

That's what real diversity is all about.

It's not just like where your [ __ ]

ancestors came from. It's also diversity

of thought and which is crazy that the

people that are really into diversity

reject completely diversity of thought.

This idea that no one who is more to the

right of you could possibly have a point

is insane. Now I'm with you socially.

I'm very liberal. Um uh financially I I

agree with you. I'm more I tend to swing

more to the right because I believe in

human nature. My problem with the

concept of socialism, it goes against

human nature. People

if if you're going to punish people who

are ambitious and reward people who are

not, that's not good. That's that's just

not good for human nature. It rewards

laziness. It rewards people that feel

entitled. It rewards this idea that the

government that they should pay, that

these rich people should pay because

they've done well. Well, why aren't you

doing well? is a question that doesn't

get asked to these people.

>> Well, the question of taxes is getting

completely turned on its head anyway.

I've never been opposed to paying more

in taxes if it went to something good,

right? But people are no longer

proposing it for to go to good things

when you see it advocated online. Now

it's that person has a lot of money.

Let's take some.

>> Well, it's Yes, exactly. And it's also

very abstract like they should pay their

fair share. Shouldn't we figure out

where the [ __ ] money's going first?

When you have thousands and thousands of

NOS's, you have all these billions

moving around in very mysterious ways,

you're not concerned with that, but

instead you want to take money from this

guy who's got this giant penthouse like

that Ken Griffin thing where mom Donnie

is standing in front of it like crazy.

>> This guy has a $250 million. You're

doxing his [ __ ] house.

>> Crazy. Which is stupid cuz now he's just

going to take all the wealth from New

York and go down to Miami.

>> I know. But it's a weird thing where

some of these, you know, Democrat

socialist mayors, they they don't seem

to think that that's a problem. Like

that lady in Seattle is like, "Well, if

they leave, goodbye."

>> Okay, I actually like Benami as a

person. I really dislike the lady in

Seattle as a person. She seems like a

bad person. Just laughing at people

leaving, laughing at wealth leaving,

laughing at jobs leaving. They're not

even leaving Washington. They're going

to Belleview. They're going across the

river where Microsoft and everyone's

building new campuses. They're living

Seattle and she's laughing at it. They

have the second highest downtown office

vacancy in the country and she's

laughing at it. That's not a good

person.

>> Well, she's also never had a job,

>> which is crazy. Imagine your first job.

You're the head of a [ __ ] city.

>> Yeah. Yeah. Well, then you end up with

that and now people are leaving. And

>> the Madani thing is also interesting

because one of the things he said

recently is that they if they have bad

landlords, they might take the house.

>> Have you seen that?

>> Yeah.

>> Which is like, okay, communism. You're

you're going to capture real estate.

>> You the the farm is spending too it's

too much money for a tomato. We're going

to take over the farm. Like this is

North Korea. This is how it started.

Give us your farm. We'll feed everybody.

Oh, great.

>> Yeah. I'd love to see that survive the

courts, but

>> it's it's a it's a crazy idea that we're

even there. And of course, those those

bad landlords that we're talking about,

they're usually like rent controlled

units where they can't bring in enough

money to even maintain the units,

>> right?

>> So then the units fall, I mean, the the

percentage of units, I don't know, you

can look up the exact number, but that

are just sitting empty because there's

not enough money to put into them just

to bring them up to date is crazy. This

is the most populated city in the

country. People need places to live and

we have a system right now where people

can't even bring units to rent up to

date for people to live in. So there's

like 10% of rent controlled units or

something that are are not rent

controlled but uh but it's brutal. It's

an absolute brutal system. It's

performative in the end.

>> Well, there's also this weird thing that

goes on in New York City with really

expensive apartments where people buy

them and never live in them because it's

just a place to put your money,

>> which we do too. We do that overseas in

Europe. Oh,

>> do we? Yeah. Yeah, American billion. I

mean, billionaires all over the world do

that cuz real estate is just a good

protective asset. It's a good way to

preserve. But no, I mean, it makes sense

in places like Texas have banned people

from China doing that. Um, but I it

makes sense from a wealth preservation

standpoint, but it's shitty for the

residents of the city. So, I mean, I

think I think it would be fair for them

to outlaw that if they wanted to. Kevin

Olir's counter perspective, though, have

you heard his?

>> No. So on that and I don't know if I

agree with it but it's worth considering

is that okay but they're there they buy

it they don't go there so they're not

using any public services but they pay

the property taxes into the public

services so they're just a net

contributor.

>> Well that does make sense.

>> Yeah but it is also a place that someone

could live that no one is living. So

>> Right. But you when you're talking about

these hundred million dollar apartments

like the Ken Griffins bought like guess

what you're never going to live there.

>> Yeah. And they wouldn't have built it if

they couldn't sell it to people like him

anyway.

>> Exactly. It's the whole reason why they

invested in the property in the first

place. I mean,

>> there's that one that I was looking at.

Um, they built this kooky [ __ ] tower

that's like a popsicle stick. Have you

ever seen that one? And it's waving in

the wind now and it makes weird noises

and no one wants to live in it.

>> Uh-huh. I think some glass falls from

it, too, right?

>> Yeah. Really?

>> I think so. The one right off Central

Park.

>> Glass falls. I don't know.

>> It's happened a few times.

>> I don't know. I watched a video on it.

The the video was essentially talking

about like the engineering that was

involved in making sure this thing

anchors to the ground. And you would

think you have to worry about this big

thing that's really and then you would

worry about sinking, right? Well,

actually, they worry about it lifting

cuz the wind is slowly rocking it back

and forth. So, it's [ __ ] coming out

of the ground

>> and then the people will just buy there

and not even live there. Wealth

preservation.

>> Well, so it works. I don't think I think

they're having a hard time selling spots

because I think people are probably I

would look at that I go I'm not gonna be

able to sell this.

>> Yeah.

>> Like so if you do buy into it, you might

be stuck with it.

>> No, absolutely. I'm again down to pay

more in taxes, but like you said, there

is the fear of like where's the money

going? What scares me, I want to have

Mr. Marco Rubio, if he ever sees this

and runs for president on my show, the

Pentagon hasn't passed an audit in

years. Even that alone,

>> they're working on it. They're working

on it for years, for going up to a

decade.

>> They've never passed a budget, never

passed an audit.

>> It's crazy. Like that alone, I mean,

that alone, and I know military is

still, it's what is it, 10 to 20% of the

federal budget. So, it's a smaller

percentage, but the fastest growing

category of the federal budget is

interest payments on our debt. That's

the fastest growing category in the

federal budget. If that's the case, why

are we allowing the Pentagon to not pass

an audit? We're going to raise defense

spending to a trillion dollars a year,

but it can't pass an audit. I want good

defense. I want broad defense. I want a

lot of benefits for our soldiers.

>> Yeah.

>> It has to pass an audit.

>> Yeah. Well, this is the thing. I mean,

exactly what we're talking about, like

we're in favor of paying taxes. It'd be

great if everything was nice, the

schools were great, the streets were

clean. But when you know that there's so

much waste and there's so much fraud and

then all they're saying is we need to

make people pay their share to pay it to

where's it going? Who's benefiting from

it?

>> You know when you when you see the like

the $ 24 billion that was spent on the

homeless in California. It's like you

don't have any knowledge of where that

money went. You can't audit it. This is

bananas. That's so much [ __ ] money.

And not only has it not been effective,

it's been the opposite of effective. The

homelessness increased during that time.

So you spent all that money and more

people are homeless now than when you

started.

>> It's performative. It sounds good. It

sounds good. It's all performative.

>> That's what I hate about politics. It's

jobs. There's so many people that have

jobs in nonprofits and they make an

extraordinary amount of money.

>> Well, that's why they should look to

Houston instead of nonprofits. It's one

central city-run organization and

they've actually decreased homelessness

really with like a 10% of the budget per

homeless person than LA. But LA has all

a network for every little corner of the

homeless services. It's a network of

different nonprofits and organizations.

So, it doesn't work. The city program,

one central city program did it in

Houston and it's actually been working.

>> How do they do it? What are they doing

differently? Well, instead of these

different organizations that all have

these different incentives to maintain

the jobs, like you said, and not even

report certain data, this is a city

organization actually held responsible

uh by the people, by the voters, by the

city council. It's just one place where

the money goes. It's not these endless

nonprofit jobs. The incentives are just

misaligned across the board.

>> Yeah. Um it's it's interesting that

there are examples of cities that have

done it well. Um and

Austin had a real problem in 2020 and

they did a great job in cleaning it up a

little bit. But

>> it's a small city, you know, relatively.

>> Still pretty rough downtown, though.

>> It gets rough. Listen, man. I have a

club on Sixth Street.

>> I know. I go there all the time and I

almost get shanked. It's scary.

>> It's wild. I think though that once you

get in, it's kind of exciting like, woo,

we made it. It adds to the show. I was

uh in a I put my parents in a hotel. We

went to the rooftop uh patio and it

overlooked the alley right behind Sixth

Street. I I don't know if it was the

other side of the road or not, but the

alleys are scary there.

>> Oh, yeah.

>> It's brutal. It It looks something out

of like a Batman movie from the '9s or '

80s.

>> I can't believe it's actually allowed.

And it's not And they say it's

sympathetic. They say it's sympathetic

and nice to I don't know how that's

considered any more nice than any kind

of gosh force rehabilitation seems

brutal, but the mental health places I

know they weren't great before Reagan

tanked that.

>> It's better than a [ __ ] alley.

>> Exactly. It's better than an alley.

>> Yeah, it's better than an alley. And

this is another weird thing about Sixth

Street is that Sixth Street is like this

booming like bars and music and comedy.

It's crazy and it's loud and everybody's

drinking. One block over is a homeless

shelter.

>> Yeah.

>> So, you got all these people that are

drug addicts and trying to stay clean,

drinker. Like, that's the other thing.

You can't do drugs and stay there. So,

people just surround it. They surround

the outside area and they have their

tents laid out there. Not anymore. They

kind of pull the tents up, but you see

those people there all the time. But

imagine you're trying to stay clean and

you're a block away from madness.

>> It's crazy.

>> It's the dumbest place to put them. Put

them in the [ __ ] country. Like, you

see squirrels and hear birds chirp. Why

you putting him right there?

>> That's where I park when I go to a show.

When I go to a show at the mother ship,

>> I park right next to the ark. It's

scary. It's apocalyptic. It really is.

Even the police station just right down

the street, they surround that as well.

>> Yeah.

>> And we just a lot. It's a police station

and they're doing drugs.

>> [ __ ] nuts. Kind of crazy.

>> It's nuts. Well, they're trying to do

some things with Sixth Street. And one

of the things they're doing, they're

investing a lot of money and trying to

open up high-end places and restaurants

and businesses, but you know, it's going

to be a slow slog.

>> Yeah.

>> Try to clean it up.

>> I mean, I'm sympathetic. They act the

people do need help, but when when

homelessness is like at minimum 25% this

is reported from polling done via

homeless people, so can't 100% trust it,

but 25% mental health issues? Like, what

are you going to do? you're just going

to let them forever be wherever they

want and do whatever they want, endanger

themselves and others. There's a dude

constantly wielding a machete down there

that's always just twirling it. When I

had friends visiting, other big

podcasters, I took him down uh downtown.

The first thing I saw on six was a guy

spinning a machete. It's like, we're

just allowing that. That's the

sympathetic thing to do. That doesn't

make any sense to me. 25% forever. We're

just going to allow them.

>> That's a very low number.

>> Yes, I think so. But be being very kind

by saying 25%. I would say it's probably

80 there. Listen, if you if you just by

definition, if you're a drug addict, you

have a mental health problem.

>> Just by definition, you're an you have

an addiction. That's a mental health

issue. You know, there's a physical

aspect to it, but there's clearly a

mental aspect to it.

>> It sucks. It sucks that, you know,

there's so there's so many competing

philosophies on how to make a society

run correctly and a lot of them just

completely ignore reality and we deal

with the consequences of it. And then

you have people saying, "Oh, the

billionaires aren't paying their fair

share. That's what's wrong."

>> Like that's not what's wrong. What's

wrong is you have a completely captured

government and there's also this weird

aspect to it where there's people that

are working for nonprofits to make

things better that don't make anything

better. They don't do a good job at all

because they're not beholden to all the

pressures that you would have if you

were an independent business. If you're

an actual private business that was

assigned a task of cleaning up the

homeless issue, you wouldn't make any

money if you didn't do a good job. You

would lose your business. Like if you

had if homelessness cleaning up the

homelessness was an actual business

>> and you started a private business to

clean up the homeless and you got all

this money, nobody would invest in your

company. Your company would fall apart.

You it wouldn't work. But because it's a

nonprofit, you can have a $700,000 a

year salary and do a [ __ ] terrible

job and have no fear whatsoever of being

unemployed.

>> Yeah, exactly. And another difference

between Houston and LA uh that I forgot

to mention earlier, I mean, a part of it

is the cost of labor, cost of housing,

but a uh a pl a shelter or a room to put

a homeless person that is starting to

get clean in Houston costs a few

hundred,000. It costs a million or more

in California. That's just you can't

compete against that.

>> Yeah,

>> it's impossible. Now, often times that's

California's own fault. Their their laws

and permitting issues and red tape and

environmental codes are crazy for

building and the labor unions that they

use for their building contracts are

very they like to extort. So, there's a

lot of issues there. Houston's able to

build it on the cheap, which means more

people are able to get in housing. But

California is very set on the housing

first, which again is the moral thing.

It sounds moral and it really started to

take off a couple decades ago where

okay, let's get someone into housing

first and then try to get them clean

because no one's going to get clean then

housing. But Houston's been trying to

and Texas cities have been trying to do

the opposite and it's been working where

we try to get people clean first and

then get into that housing and get their

life set up because people have been

going into these places in LA that are

multi-millions of dollars and trashing

it and they get like lore and stories

off of them like a dude that was like

>> building like chairs or something uh and

then burned down his uh apartment in LA.

He was named like chair guy. Like

everyone knew him. It is crazy that we

allow that. people that are not getting

the help and support they need because

it's housing first because it sounds

good but it hasn't been working and I

don't know why I don't know it's the

political capture again. I don't know

why we're willing to do something for 5

10 15 years see it doesn't work and then

just say we have to keep doing it and

put more money towards it. Well, I think

again what you're saying earlier about

social media and these echo chambers is

really important because in in their

world, this is the only thing to do and

that that all just gets this feedback

loop where it's the right thing to do,

the only thing to do and they come up

with reasons why it's not working and

then call everybody Nazis.

>> Yeah. And that's why also those echo

chambers are why when pled younger

people are more more okay with violence

against people on the other side of the

political aisle from them, which is a

very scary place to go. Yeah,

>> it's very scary, especially when I see

death threats all the time in my inbox

and, you know, doxing and [ __ ] like

that. They call me a fascist for saying

don't spend more money than you make. I

Okay, so I'm a fascist now. I'm afraid

for my life and I have to get security

and all this stuff. It's crazy.

>> You So you get threats for like what

specifically do they get upset at? It's

literally just saying don't spend your

money.

>> It's it's everything. They don't like

that I do roast consensual consensual

roast. like I call a fat [ __ ] a fat

[ __ ] but I had the conversation with

her before and if she didn't want me to,

I wouldn't have done that because we

have a no no list where people get to uh

say what they don't want us to talk

about and then I just won't talk about

that. But

>> that's very nice of you.

>> It is very nice, but that's cuz we try

to run, you know, a moral consensual

show, all that good stuff. Uh but I love

to roast people and just call out their

features and just dumb [ __ ] like that.

So people get offended by that. offended

on behalf of someone who's not offended

in the first place and then they get

very angry. Um I I got a death threat on

Twitter yesterday for uh saying

Americans spend too much money on cars.

>> He said I should uh that it's crazy that

Caleb Hammer is still breathing air and

that he should come up from San Antonio

and kill me or something. I don't

remember. Something like that. Like it's

kind of crazy because Americans spend

too much money on cars.

>> Maybe he sells cars.

>> Maybe. But objectively we do.

>> Did you check his uh profile? Is it a

real person?

>> It said San Antonio. That's all I know.

>> That's all I know. I'm sure it was like

a

>> could be a

>> second profile.

>> He was He was responding to it. He was

excited. You know, he he got his

>> Don't be a crazy person.

>> Yeah.

>> Yeah.

>> And we get emails all the time. No,

people people think I'm evil because um

they say I don't talk about the issues

that led us here in the first place, but

it's a personal responsibility show cuz

more people have agency than they're

willing to acknowledge. Like we're in

the highest disposable income society in

the history of human existence. Not

everything's perfect. Cost of housing's

gone up. Cost of schools gone up. Cost

of healthcare has gone up. We can

acknowledge those realities. But people

have agency. People have agency. Um the

amount of going out to eat among the

generation Z is insane compared to any

other generation. And not only that, but

now for 25% of their going out to eat

multiple times a week is getting food

delivered. And that has a 90% markup.

90%. And then they're complaining that

they can't afford to uh pretty much do

anything, get a nice apartment or

whatnot. But if we're spending uh like

$1,000 a month, which is very normal for

a person on my show going out to eat,

you're right. You can't get a apartment

of your dreams when $1,000 a month is

going to McDonald's and other places.

Cooking at homes become like a burden,

become a victim complex. Now, well,

actually, that was another thing that

triggered the internet. I kind of agreed

with Kevin Olri when it said, "Oh, young

people are broke cuz they spent $28

going out to eat." Well, it's not that

specifically only, but it's the death of

a small uh of a thousand cuts. And yes,

just $28 three times a week becomes an

actual halfway decent retirement fund if

you put it in the S&P 500 for a few

times a week. That does put off future

goals that you have. And the internet

went crazy against me. They hated me for

suggesting that that they shouldn't be

able to get. They're like, "Well, how do

we eat groceries, meal prep, meal plan?"

This is what everyone's done since

forever. We live in the best period ever

for humans. Best period ever. Our jobs

are better. Everything's better. Even

when you think of like buying the

starter home in the ' 50s and whatever,

you know, they were like the size of

this room that we're in right now,

mass-produced. Okay, that's still a home

that's great you could buy. But you were

going to a job that you hated that you

were sweating that had no AC where

you're working with your hands all day

and it was miserable. They didn't like

the jobs. They liked that they had a

good paying job. But now people go to

the office and they think they're a

victim for not being able to meal prep

before going to the office, the AC seed

office. Like, it's hard for me to

sympathize with that, especially when I

film three of them a week. All 100% real

people, mostly Gen Z and millennials who

are absolute victims in everything. They

They are victims in everything. They

think they think if they don't get a

2027 brand new car instead of a 2025 car

that they're going to die. That all of a

sudden cars 2 years ago were the most

dangerous things. They have to get a 60

to $70,000 car loan at a 20% interest

rate or else their kids will die.

>> You've actually had that conversation

>> where they think that they're going to

die.

>> No, cuz the cuz the the the excuses they

use is that I wanted a safe car for my

kids. That's fine. But is the

insinuation that 2024, 2023, 2022 cars

would literally

go on the highway and blow up. Like, I

don't understand. They insist if they

don't get a brand new car that it is is

not a safe car. That is an argument

every time with Americans, the $1.6

trillion or $1.5 trillion in car loan

debt.

>> So, do you think that's just a lack of

education? Because like a a car from

2020 is just as safe as a car from 2026.

There's no difference.

>> Absolutely. There's no difference in

airbags, no difference in anti-lock

brakes. There's very few differences in

any of the technology involved. In fact,

I I I tell people, especially people

that want a nice car, one of the best

investments you can get is get an

electric car that's about 2 years old.

The like electric Porsches and electric

Audi's in particular, [ __ ] nobody

wants them, man. Nobody wants the used